Carter Financial Management, Planning Advisory Services - Dallas, Texas

<body> <table border="0" cellpadding="0" cellspacing="0" width="100%"> <tr> <td rowspan="2" align="left"><img border="0" src="images/inside/top_left.jpg" width="120" height="129"><img border="0" src="images/inside/top_left_curve.gif" width="52" height="129"></td> <td align="right"><img border="0" src="images/inside/header.gif" width="483" height="83"></td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0"> <tr> <td><img border="0" src="images/inside/inside_nav/top_nav.jpg" width="155" height="27"></td> </tr> <tr> <td><a href="f_about.htm" target="_top" onmouseover="turnOn('image1')" onmouseout="turnOff('image1')"><img name="image1" border="0" src="images/inside/inside_nav/about_off.jpg" alt="About Us" width="155" height="22"></a></td> </tr> <tr> <td><a href="f_investor.htm" target="_top" onmouseover="turnOn('image2')" onmouseout="turnOff('image2')"><img name="image2" border="0" src="images/inside/inside_nav/investor_off.jpg" alt="Investor Center" width="155" 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363-4200<br> Fax (214) 363-4369</font></font></p> <p><a href="mailto:info@cascfm.com" target="_blank"><font face="Arial" size="2">info@cascfm.com</font></a></p> <table cellspacing="0" cellpadding="0" border="0" width="100%" bgcolor="ffffff"> <tr> <td valign="top" width="136" height="500" bgcolor=000099 background="./images/bluegrad.gif"> <center> <img src="./images/pixel.gif" width="136" height="1"><br> <a Href="https://wallstreet.rjf.com/investor/loginhelp.asp"> <img src="./images/lhlp0.gif" border="0" alt="Click if you're having problems with this site" width="120" height="21"></a><br> <a Href="https://wallstreet.rjf.com/investor/site.asp"> <img src="./images/lreq0.gif" border="0" alt="Click to see our recommended hardware/software configurations" width="120" height="21"></a><br> <a href="https://wallstreet.rjf.com/investor/register.asp"> <img src="./images/lreg0.gif" border="0" alt="How to register for investor access" width="120" height="21"></a><br> <a Href="https://wallstreet.rjf.com/investor/support.asp"> <img src="./images/lfaq0.gif" border="0" alt="Frequently Asked Questions, suggestions, and client support forms" width="120" height="21"></a><br> <a href="http://www.rjf.com"> <img src="./images/lhom0.gif" border="0" width="120" height="21"></a><br> </center> </td>   <td width=100% valign="top"> <center><img src="./images/pixel.gif" height="1" width="30"><br> <form action="https://wallstreet.rjf.com/investor/validate.asp" Method="post" id="Form1" name="Form1"> <table BORDER="0" CELLPADDING="3" CELLSPACING="0" WIDTH="300" style="border:outset 2px"> <tr> <td BGCOLOR="ffffcc" height="60" NOWRAP> <table border="1" width=100% cellpadding="0" cellspacing="0"> <tr> <td colspan="2" bgcolor="ffffff"><img src="./images/down2.gif" align=absmiddle width="40" height="47">   <font face="MS Sans Serif,Helvetica,sans-serif" size="-1"><b>Please sign in here</b></font></td> </tr> <tr> <td colspan="2" bgcolor="000000"><font face="MS Sans Serif, sans-serif" size=1 color=ffffff>Registered Users</font></td> </tr> <tr> <td><font face="MS Sans Serif, sans-serif" size=1 color=000000>Login</font></td> <td><font face="MS Sans Serif, sans-serif" size=1 color=000000>Password</font></td> </tr> <tr> <td valign=bottom><font face="MS Sans Serif, sans-serif" size=3><input TYPE="Text" name="login" value="" Size=6 maxlength=10></font></td> <td valign=bottom><font face="MS Sans Serif, sans-serif" size=3><input TYPE="Password" name="password" size=6 maxlength=10>   </font><font face="MS Sans Serif, sans-serif" size=2><input type="submit" value=" Login " name="button1"></font></td> </tr> <tr> <td align="center" colspan="2"> </tr> <tr height="20"> <td colspan="2"><font face="MS Sans Serif, sans-serif" size=1 color=000000><input TYPE="checkbox" name="newpass" value="checked">Change Password </font></tr> <input TYPE="hidden" name="SSL" value="checked"> <tr> <td colspan="2" bgcolor="000000"><font face="MS Sans Serif, sans-serif" size=1 color=ffffff>Demonstration</font></td> </tr> <tr> <td height="35" align="center" colspan="2"><input type="submit" value=" Demo " name="button"> </tr> </table> </td> </tr> </table> </form> <TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 width=90%><TR><TD><font face="MS Sans Serif,arial,helvetica" size=2 color=000000><b>Headline News from Raymond James Research</b></font></td><td align=right valign=middle> </td></tr><tr><td height=3 width=100% bgcolor=FFCC66 colspan=3><img src="./images/pixel.gif" width="1" height="1"></td></tr><tr><td><FONT FACE="MS Sans Serif,arial,helvetica" SIZE=-2>Updated: Thursday, January 11, 2001 12:20 ET</font></td></tr><tr><td> </td></tr> <tr><td><font face="MS Sans Serif,Helvetica,sans-serif" size="-1">01/11/2001<br><b>SouthTrust Corporation</b>(SOTR) upgraded <img src="./images/green-up.gif" width="11" height="11"> to Strong Buy 1<br>Financial Services, Banking, Regional Banks</font></td></tr> <tr><td><img src="./images/goldpixel.gif" height=1 width=100%></td></tr> <tr><td> </td></tr> <tr><td><font face="MS Sans Serif,Helvetica,sans-serif" size="-1">01/11/2001<br><b>Regions Financial Corporation</b>(RGBK) upgraded <img src="./images/green-up.gif" width="11" height="11"> to Strong Buy 1<br>Financial Services, Banking, Regional Banks</font></td></tr> <tr><td><img src="./images/goldpixel.gif" height=1 width=100%></td></tr> <tr><td> </td></tr> <tr><td><font face="MS Sans Serif,Helvetica,sans-serif" size="-1">01/10/2001<br><b>SunTrust Banks Incorporated</b>(STI) upgraded <img src="./images/green-up.gif" width="11" height="11"> to Strong Buy 1<br>Financial Services, Banking, Regional Banks</font></td></tr> <tr><td><img src="./images/goldpixel.gif" height=1 width=100%></td></tr> <tr><td> </td></tr> <tr><td><font face="MS Sans Serif,Helvetica,sans-serif" size="-1">01/10/2001<br><b>World Access</b>(WAXS) downgraded <img src="./images/red-down.gif" width="11" height="11"> to Market Perform 3<br>Telecommunications, Telecommunications Services</font></td></tr> <tr><td><img src="./images/goldpixel.gif" height=1 width=100%></td></tr> <tr><td> </td></tr> <tr><td><font face="MS Sans Serif,Helvetica,sans-serif" size="-1">01/09/2001<br><b>TeleTech Holdings, Inc.</b>(TTEC) downgraded <img src="./images/red-down.gif" width="11" height="11"> to Buy 2<br>Technology, IT Services</font></td></tr> <tr><td><img src="./images/goldpixel.gif" height=1 width=100%></td></tr> <tr><td> </td></tr> <tr><td><font face="MS Sans Serif,Helvetica,sans-serif" size="-1">01/05/2001<br><b>eBenX, Inc.</b>(EBNX) downgraded <img src="./images/red-down.gif" width="11" height="11"> to Market Perform 3<br>Benefits Automation/Outsourcing, Technology</font></td></tr> <tr><td><img src="./images/goldpixel.gif" height=1 width=100%></td></tr> <tr><td> </td></tr> <tr><td><font face="MS Sans Serif,Helvetica,sans-serif" size="-1">01/04/2001<br><b>SportsLine.com, Inc.</b>(SPLN) downgraded <img src="./images/red-down.gif" width="11" height="11"> to Market Perform 3<br>Technology, Internet</font></td></tr> <tr><td><img src="./images/goldpixel.gif" height=1 width=100%></td></tr> <tr><td> </td></tr> <tr><td><font face="MS Sans Serif,Helvetica,sans-serif" size="-1">01/03/2001<br><b>First Washington Realty Trust, Inc.</b>(FRW) downgraded <img src="./images/red-down.gif" width="11" height="11"> to Market Perform 3<br>Real Estate, REITs, Retail/Net Lease</font></td></tr> <tr><td><img src="./images/goldpixel.gif" height=1 width=100%></td></tr> </TABLE> </center> </td>  <td valign="top" width="10" bgcolor="ffffff"> </td>  <td valign="top" bgcolor="#003399"><center> <form action="https://wallstreet.rjf.com/investor/login.asp" Method="get" id="form2" name="form2"> <table> <tr> <td><img src="./images/market4.jpg" width="156" height="56"> </td> </tr> <tr> <td> <select size="1" name="index"> <option value="SPBMAG">S&P Agricultural <option value="SPBM">S&P Basic Materials <option value="SPTKBI">S&P Biotechnology <option value="SPBROK">S&P Banks/Brokerages 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